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John Owens: Steering Monterey Financial Services Into A New Era Of Finance

Leadership, Innovation, and Strategic Partnerships Define Owens' Approach....Read Full Article


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Monterey Financial Attends the 2024 IFA Annual Factoring Conference at Fontainebleau Miami Beach

Monterey stands out at The IFA as a pioneer in purchasing consumer account receivables .... Read full article


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Empowering the Travel Industry to Embrace the Era of Digital Nomads

Monterey Financial Services Leads the Charge in Empowering the Travel Industry to Embrace the Era of Digital Nomads.... Read full article


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Unparalleled Timeshare Financing Expertise at GNEX 2024 Conference

Monterey Financial to Showcase Revolutionary Solutions in Timeshare and Travel Club Financing..... Read full article

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Score a Networking Touchdown at the 27th Annual RMAI 2024 Conference

Monterey Financial Services, LLC is participating as a sponsor, presenter, and exhibitor at the highly anticipated RMAI  2024 Conference ..... Read full article


How to stop living paycheck to paycheck.


Living paycheck to paycheck? Here’s how to stop.

Some practical advice from John Owens..... Read full article


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Unveiling the Future of Timeshare Financing at GNEX-ACOTUR 2023 Conference

Monterey Financial Showcases Unmatched Expertise in Timeshare and Travel Club Financing at GNEX-ACOTUR 2023..... Read full article




Almost One-Third of Retirees Still Work for Extra Cash — How Experts Say You Can Avoid It

Avoid having to work in retirement and save extra cash with advice from John Owens, Executive Vice President..... Read full article

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How to remove collections from your credit report

Executive Vice President, John Owens, with collection account advice..... Read full article


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Thinking of freelancing? Ask yourself these 10 questions before you take the plunge

Understanding the impact going freelance has on your ability to qualify for financing, from John Owens Executive Vice president..... Read full article


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How much can you borrow with a personal loan?

John Owens, Executive Vice President, on the importance of only borrowing what you can afford..... Read full article



Want a low private student loan rate? Here's what experts say to do

Eric Daugherty, Business Development Manager, on how repayment term can impact your interest rate..... Read full article




How to Finance Furniture?

Advice from Monterey Financial Executive Vice President, John Owens, on furniture financing options.... Read full article




How to finance healthcare expenses with medical loans?

Considerations when Financing medical expenses insight from John Owens, Executive Vice President.... Read full article



How to choose checking vs. savings accounts?

John Owens, Executive Vice President on the importance of Savings accounts.... Read full article




What Happens If You Don't Pay Your Student Loans?

John Owens, Executive Vice President, on what to do if you are at or nearing default on a student loan.... Read full article




The Road to Rapid Business Growth: 3 Types of Partnerships That Make It Possible

Chris Ratigan, VP of business development at Monterey Financial, explains the power of a strong business development partnerships... Read full article



Monterey Financial explains the power of a strong business development partnerships

Shaun Lucas, President & CEO at Monterey Financial, explains they are our first interaction with our clients and customers, and their success is ultimately ours. Build a strong team able to execute and perform... Read full article




Mistakes You Should Know to Avoid with TurboTax

Chris Ratigan, VP of business development at Monterey Financial, explains Filing your taxes can be challenging even if you only hold one traditional job. Things become entirely more complicated if you have multiple revenue streams, various investments, or unique work and living arrangements... Read full article




5 Situations Where Canceling Your Credit Card Makes Sense

Chris Ratigan, VP of business development at Monterey Financial, explains Even though they can be a great way to help organize your finances and streamline your budget, all credit cards come with one inherent danger... Read full article

See What Our Customers Are Saying!

J. Russell
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I was assisted by Kae and I found her helpful and pleasant. I appreciated her patience. She was able to assist me in getting my account number and providing me with a temporary password. She stayed on the phone with me until everything was good. It took only a few minutes and left a good impression. Thank you again for help.

L. Reaves
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First off I have never had any issues with Monterey Financial Services. In my experiences interacting with an account representative has always been a pleasant experience I get the information or have my needs to tend to my account has been an experience of excellent quality customer service. And speaking on that I had pleasure of working with a Monterey Financial Services Account Representative Melanie.. She was very helpful and getting to the issues that I was having and walk me through pretty much and it was a seamless transition from having a problem to not having one she did an excellent job and performed in a very well organized and professional demeanor throughout our conversation. So with that being said my issue took less than 20 minutes at best to be resolved thank you Melanie all right truly appreciate your assistance and getting to the heart of the matter with my issue!

M. Christensen
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I recently took out a loan through ***** for a purchase, my account was managed by Monterey Financial Services. This loan was interest free if I paid in full before 90 days, good deal! I also wanted this transaction on my credit report. I paid it off in 45 days then checked the Monterey web site to make sure everything was in order. It still showed a balance due so I called and spoke to Mandy. Mandy was great, she explained that my account was in the process of being closed, the web site would be updated and I DID NOT owe any more money! She was very helpful, professional and kind! Thank you!! Mark C.

L. Easley
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Would 100% recommend! Addison was extremely helpful and very respectful! Not only did he do an amazing job at attending to my concern, but he also went out of his way to thank me for serving the youth of our country when he realized I was a teacher! Made my day!!!

K. Covington
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It was a pleasure doing business with Monterey. Polo was very helpful and informative throughout the whole process. He made sure my whole experience was a positive one. Thank you Polo for all that you did to reassure me and to direct me though my next steps. Thank you also for doing your job in the most professional manner possible.

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The people at Monterey Financial are fantastic especially Christina who helped me very professional very helpful and she had all of the answers! I would definitely do business with these people again they were on top of that game thanks again Christina!

K. Phillips
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Am very appreciative to Laura, who assisted me in resolving a concern. She was very patient in answering each of my many questions, she was very polite and took the time to fully assist me! Her level of excellent customer service was so very appreciated ! This level of assistance should be what any company should want their staff to have. Monterey Financial has the integrity of staff that makes it easier to be a customer here. Thank you, Laura, for ALL of your assistance, help in explaining, answering questions, and the level of professionalism that you demonstrate. I appreciate you!

D. Lloyd Toro
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I would like to give kudos to Alana A. who was understanding of my time crunch and was very sympathetic towards my situation and provided me with the necessary documentation I requested. She even provided me with her direct extension to call her back in the event I needed anything else. It was a pleasure calling in today and speaking with you. Thanks for providing great customer service!

A. Manifestations
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Nicole was very empathetic and knowledgeable. She went above and beyond to help me. I am very pleased with Monterey Financials customer service. Thank You! Nicole.